AICFO

The agentic finance team for Indian SMBs.

AICFO replaces two finance staff with a fleet of AI agents that read your receipts, file your GST and TDS, chase approvals on WhatsApp, and push every journal into Zoho or Tally — autonomously.

90%+
OCR accuracy on real Indian receipts
5
Role-based AI agents
Zoho · Tally
Direct ledger push
₹0.04/receipt
LLM cost at scale
YOUR AI FINANCE TEAM

Five agents. One ledger. Zero data entry.

Each AICFO agent owns a specific role — they collaborate to run your finance function end-to-end, the way a real team would.

Junior Accountant
Receipts → vouchers

OCRs receipts via WhatsApp / email / app, categorizes against your chart of accounts, computes GST input credit, posts double-entry vouchers.

Senior Accountant
AP / AR / month-end

PO 3-way match, vendor reconciliation, journal entries, fixed asset register, month-end close — all autonomous.

Compliance
GST · TDS · EPF · ESI

Calculates and prepares every statutory filing on time. Routes them to your Finance Head for one-tap approval.

Treasury
Pay vendors · cash flow

Schedules and executes vendor payments via UPI/NEFT/IMPS. Maintains a rolling 13-week cash-flow forecast.

Finance Head
Approvals · MIS

Orchestrates the approval matrix, runs variance analysis, generates monthly MIS with one click.

CFO
Strategy · Board pack

Rolling forecasts, scenario analysis, investor-ready board pack on demand, fundraising support.

HOW IT WORKS

A receipt to a posted entry in 24 hours.

1
Snap a receipt
Employee sends a photo of the bill to AICFO's WhatsApp number, or forwards an email, or drops it in the app.
2
Agent reads it
Junior Accountant OCRs the document (with vision-LLM fallback for phone photos), extracts vendor, amount, GST, GSTIN, and date.
3
Compliance computes
Compliance Agent works out TDS section + amount, GST input credit, and any reverse-charge implications.
4
Routes for approval
Finance Head Agent picks the right approver(s) based on your matrix. Approval happens via WhatsApp or email — no login needed.
5
Posts to your books
On approval, the Junior Accountant posts a double-entry voucher in AICFO and pushes the same to Zoho Books or Tally Prime.
PLUGS INTO YOUR STACK

No rip-and-replace. AICFO sits on top.

Zoho Books
Tally Prime
Microsoft 365
WATI WhatsApp
Twilio
Postmark / SendGrid
MSG91
+ AA · RazorpayX · soon

Replace your finance ops cost in 30 days.

An accountant + assistant cost ~₹15-20L/year. AICFO Growth is ₹1-2L/month and runs 24×7.